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Everybody’s story is different, so we take the time to listen to your goals and answer questions you have. Whether you're a first-time buyer or on your 4th mortgage, we'll ask you about your budget, how much you're comfortable spending and use our expertise to find a tailored solution that best fits your needs.
We pride ourselves on having some of the most competitive rates in the country, and the ABSOLUTE best service in our industry. Due to the high volume we originate we're able to offer lower rates, and as a company we keep our costs and overhead as low as possible by eliminating unnecessary national marketing expenses. This savings allows us to make less per loan, passing our savings along to our customers.
And by being a direct lender, it means we have less hassles and fewer frustrations than other lenders. We have a 'client for life' approach, which means we not only work to make you happey today, but also to make sure you come back to us when you purchase or refinance the next time. That's what we've built our business on.
There are a lot of bad loan officers out there - a lot of goliath lenders and national call centers employing inexperienced people giving bad or incorrect advice, but at United Fidelity Funding Mortgage, we've focused on employing some of the most seasoned and knowledgeable experts in our field.
Our 5-Star reviews on sites like Zillow and LendingTree attest to how we care about our customers and ultimately work with you in mind.
Whether you’re interested in buying a house or refinancing your existing one, United Fidelity Funding Mortgage has several loan options to fit your needs. We offer Conventional, First Time Home Buyer, FHA, VA, USDA (Rural Housing), Self Employed and Jumbo loan options.
We are a premier Consumer Direct Lender, which means our team lends in various states from our two primary offices located in Kansas and Maine. Our team is licensed in AR, CA, CO, FL, IL, IN, IA, KS, KY, LA, ME, MO, NE, NH, OH, OK, TN, TX and WI.
Browse our site, apply for a mortgage online or call one of our advisors today. Watch our video below to learn more about what makes us different.
"My opinion of lending companies and their employees has completely changed, thanks to Jason Larkins. Compared to past experiences, the level of knowledge and sincere helpfulness he possesses are second to none. There really is no comparison for the personalized attention and no pressure Jason offers. I’d highly recommend him to anyone in need of a great mortgage professional."
— Tammy M. (Lady Lake, FL)
"Jason Larkins is everything I needed when I decided to purchase my first home. Him and his staff are extremely professional yet comfortably casual at the same time -- they treated you like a friend. Buying your first home is scary, overwhelming, and leaves you with infinite questions. Jason and his staff were prompt and worked WITH me. It was a pleasuring experience to work with this office and I will always refer Jason and his team as a first-contact lender. In a very testing time after Hurricane Michael, Jason and his team got me through it and we were able to close in less than 30 days."
— Jill E. (Panama City, FL)
"Cory was awesome to work with! He was on top of everything from start to closing and he even drove to our bank to help us get what we needed so that we could close a few days early! Will definitely recommend him to anyone looking for a loan."
— Jason R. (Lees Summit, Mo)
"Best experience I ever had, better than I thought. Jason provided me excellent service from beginning to the end. Jason is a true professional and has a lot of knowledge. Very detailed in explaining the whole process and guiding me in all the steps to follow. Thank very much Jason !"
— Jorge. (Sorrento, FL)
"Jason has been amazing to work with in securing a loan. As first time homebuyers, we were very nervous about everything. He answered all of our questions and the process couldn't have gone any smoother. We ended up with a great rate that we understood all aspects of thanks to Jason's explanation of the costs. "
— Matthew. (New Gloucester, ME)
"I spoke with Jason recently regarding a new home loan on a new build. Jason was very informative and responsive to my questions throughout the experience. He takes his time with clients and educates them on exactly what they need to know so you can make a great decision. His offer was tremendous and very competitive. I would highly encourage everyone to reach out to Jason when in need. He is a great resource with great rates."
— Caren. (Signal Mountain, TN)
"Rachel was exceptionally informative, answered all of my questions, responded quickly and made the home buying process much smoother than I could have imagined. Can't recommend her enough!!"
— Laura. (Saint Petersburg, FL)
"He was amazing!!!!! As a first time home buyer Jason walked me through every step. He was quick to reply to all my questions and was always available to speak with me when needed. He made this so easy for me. I would recommend Jason to anyone I know."
— Jessica. (Schererville, IN)
"Rachel was awesome! She explained everything to a T and helped me understand how things worked with buying your first home. She was there if I had any question even if it was past work hours. It was a pleasure working with her. Thank you!!"
— David. (Carpentersville, IL)
"We could not have been more satisfied with our experience working with Jason - start to finish. His experience, knowledge, professionalism, responsiveness and pleasant attitude were apparent right out of the gate. He communicated every step with complete transparency and meticulous attention to detail. Without a doubt, we would highly recommend Jason"
— Lori. (Port Orange, FL)
"From start to finish Andrew Leehy provided knowledge and a great attitude. We've used different loan officers and mortgage companies in the past and have had some rocky experiences but Andrew set the bar for customer service to another level! I will never use another loan officer now that I have worked with him. I would encourage ANYONE AND EVERYONE that is in the market to purchase a home to call ANDREW LEEHY OF UNITED FIDELITY FUNDING. "
— Christopher. (Dover, NH)
"As a first time home buyer, the process can be overwhelming especially when dealing with a VA loan. Not only was Rachel informative, but helped reorganize the closing costs and fees when the appraisal came in well below asking price. She kept me informed every step of the way and made me feel like a priority. I'm now in my dream home and owe it to Rachel."
— Jeremy. (Clarksville, TN)
"Andrew made applying for a home loan easy. He went above and beyond to help us out. He was always very responsive, and had a wealth of knowledge. He patiently took the time to explain every step of the way to make sure we understood everything. Would highly recommend Andrew!"
— Aaron. (Lees Summit, MO)
"Tom and his crew worked very hard to give my family its 1st house. The time and effort was more then just doing a job for Tom. He was patient and understanding and as first time buyer, that's what you need! "
— Eric. (Marseilles, IL)
"Just a quick note to say "Thank You" to you and every person on your staff for all the assistance given towards the Campbell mortgage that closed on Tuesday. It was a pleasure to have worked with you. You are very good at what you do and that certainly helps smooth out some of the wrinkles that otherwise would get in the way. Thanks again for your hard work and professionalism. I'll be sure to recommend you to all of my potential buyers. "
— Debbie. (Niceville, FL)
"I had never bought a house before and I was nervous about the process. That being said, I wanted to learn more about the process and have someone guide me along the way. Rachel was extremely helpful and discussed all of the options available to me. If there was paperwork that needed to be filled out, Rachel made sure to explain everything and made sure I understood. Because of her efforts to find me the best rate and loan for my situation, I was able to buy a wonderful home and feel great about my decision. I plan on recommending Rachel to everyone I know who needs financing. She is one of a kind and genuinely looks out for your best interests."
— Melisa. (Niles, MI)
"Andrew was impressive from the start. He took the time to walk me through the options of refinance. He is very impressive, as a hard working, intelligent individual. He has a great passion to helping customers with the best options for their situation. Andrew is very respectful and works hard for his clients. I would definitely recommend him to all my family and friends. When I am ready to do another loan I will be contacting Andrew Leehy first. I have done several loans in my time, and Andrew is the only one that made me feel like my situation mattered to him."
— Janice. (Kansas City, MO)
"Derek was nothing short of AMAZING to work with!! He kept our entire real estate team in the loop throughout the loan process and it was nice not to have to reach to and ask him for updates. He's just great at what he does! "
— Ashley. (Knoxville, TN)
"We loved working with Derek. This was our first time buying a house and Derek made getting a VA loan a breeze. At closing we were told most don't have great things to say about their lenders, but we had nothing but praises for Derek! He answered all our questions, answered my calls, and helped us stay on track to make sure we closed on schedule. I highly recommend Derek and will definitely use him again."
— Cameron. (Katy, TX)
"From beginning to end, Derek did a wonderful job walking us through the loan process and helping us understand what we needed to do. There were no surprises or issues with our loan. If I ever need a loan again, I know who to look up."
— Denis. (Portland, OR)
"Derek was very responsive throughout the transaction and stayed in communication with us the entire way!"
— Samuel. (Salem, OR)
"Derek was extremely responsive and knowledgeable! We had a quick turn around on an investment property we purchased and Derek turned it around in under 30 days! If I needed anything, he let me know right away. Derek was AWESOME!!!"
— Mark. (Lenexa, KS)
"I truly appreciated working with Derek. He was a consummate professional! Always timely with his communication and requests from both myself and my client. As a first time home buyer Derek did a great job working in tandem with me helping her understanding the process and ensuring she knew we had her best interest at heart. "
— Robin. (Columbia, MO)
"Derek was amazing from the start! He took the time to really figure out what was best for my scenario. He put together a structured plan to get my mortgage paid off and save interest over the life of the loan. He had the best rate available and was able to even pay some of my closing costs. I have already referred a couple members of my friends and family to him."
— Lynn. ()
"I shopped around with local lenders and none of them could match the program that Jason could offer us for our refinance. On top of that, Jason was extremely responsive, always getting back to me within hours if not minutes of my emails and calls. He is great to work with and very knowledgeable. I would definitely work with him again."
— Dan. (Tulsa, OK)
"Jason did an outstanding job. I only had to deal with one individual and that was Jason. Great demeanor and very knowledgeable. This refinance was a pleasant experience and something I didn't experience the first time I did a refinance with another company. Great job!"
— Chris. (Brainerd, MN)
"I had a great experience with Jason. It was our first home buying experience and he walked us through it step by step. Never at any point did I not know what was going on. We even threw him a big curveball in the middle of the process and he took it in stride and still were able to close on time!"
— Kirby. (Kansas City, MO)
"Jason was always working hard to make sure that we were informed of the lending process. He took the time to explain anything that came up that we did not understand. He is very knowledgeable and we would definitely recommend him to anyone who would like a truly hassle free home buying experience."
— Joey. (Lubbock, TX)